Please read these Terms of Service ("Terms", "Terms of Service") carefully before using the Portfolio On Fire mobile application (the "App") operated by Portfolio On Fire ("us", "we", or "our").
Your access to and use of the App is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all users, visitors, and others who access or use the App.
By downloading, installing, accessing, or using the App, you agree to be bound by these Terms. If you disagree with any part of these Terms, then you may not access or use the App.
Portfolio On Fire is a mobile application that allows users to:
You must be at least 13 years of age to use the App. By using the App, you represent and warrant that:
All portfolio data is stored locally on your device. You are solely responsible for:
We are not responsible for any loss of data, including but not limited to:
Pro subscribers can export their portfolio data. Free tier users are limited to 5 stocks and cannot export data. We recommend regular backups of your portfolio information.
The App offers a free tier that allows tracking of up to 5 stocks. The free tier includes:
Pro subscription provides:
Pro subscription is billed monthly at €1.99 EUR or $1.99 USD (or equivalent in local currency). Payment is processed through the App Store (Apple) or Google Play Store (Google). Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period.
You can cancel your subscription at any time through your App Store account settings. Cancellation takes effect at the end of the current billing period. You will continue to have access to Pro features until the end of the billing period.
Refund requests must be submitted through the App Store where you made the purchase. Refund policies are governed by Apple's and Google's respective refund policies.
The App displays stock market data obtained from third-party providers (such as Yahoo Finance and Google Finance). We do not guarantee:
Market data is provided for informational purposes only. You should verify important financial information through official sources before making investment decisions. We are not responsible for any losses resulting from reliance on displayed market data.
Market data availability depends on third-party services. The App may experience interruptions or delays in data updates due to:
Portfolio On Fire is not a financial advisor or investment advisor. The App is a tool for tracking and organizing your investments. It does not provide:
Any investment decisions you make are your sole responsibility. You should consult with a qualified financial advisor before making investment decisions.
You agree not to:
The App, including its original content, features, and functionality, is owned by Portfolio On Fire and protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, revocable license to:
You may not:
Your use of the App is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we handle your information.
THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
We do not warrant that:
TO THE MAXIMUM EXTENT PERMITTED BY LAW, PORTFOLIO ON FIRE SHALL NOT BE LIABLE FOR:
Our total liability shall not exceed the amount you paid for the App or subscription in the 12 months preceding the claim.
You agree to indemnify and hold harmless Portfolio On Fire, its owners, employees, and affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:
You may stop using the App at any time by uninstalling it from your device.
We may terminate or suspend your access to the App immediately, without prior notice, for any reason, including if you breach these Terms.
Upon termination:
We reserve the right to modify or replace these Terms at any time. If changes are material, we will notify you by:
Your continued use of the App after changes become effective constitutes acceptance of the new Terms.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Portfolio On Fire regarding the use of the App, superseding any prior agreements.
If you have any questions about these Terms, please contact us through the App Store listing contact information.
BY USING THE APP, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.
Summary: Portfolio On Fire is a tool for tracking investments. All data is stored locally on your device. We are not financial advisors. Market data accuracy is not guaranteed. You are responsible for your investment decisions and data backups.