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Privacy Policy

Last updated: December 2025

Portfolio On Fire ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we handle information when you use our mobile application (the "App"). By using the App, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

1.1 Portfolio Data

The App collects and stores portfolio information that you voluntarily enter, including:

  • Stock symbols, names, and tickers
  • Purchase prices and quantities
  • Dividend information and dates
  • Custom labels, notes, or categories
  • Currency preferences

1.2 Local Storage Only

All portfolio data is stored exclusively on your device using local storage. We do not transmit, sync, or store your portfolio data on our servers or any third-party cloud services. Your financial information never leaves your device.

1.3 Technical Information

The App may collect anonymous technical information to improve functionality, including:

  • App version and platform information
  • Crash reports and error logs (anonymous)
  • Feature usage statistics (anonymous, no personal data)

1.4 Stock Price Data

To provide real-time stock prices, the App fetches publicly available market data from third-party APIs (such as Yahoo Finance and Google Finance). This data is fetched directly by your device and is not stored or transmitted through our servers. The App uses CORS proxies to access these APIs, but your portfolio data is never shared with these services.

2. How We Use Your Information

2.1 Portfolio Management

Portfolio data is used solely to provide the App's core functionality:

  • Calculating portfolio value and profit/loss
  • Displaying real-time stock prices
  • Forecasting dividend income
  • Generating portfolio summaries and reports

2.2 Service Improvement

Anonymous technical information may be used to:

  • Fix bugs and improve app stability
  • Enhance user experience
  • Develop new features

2.3 No Data Sharing

We do not sell, rent, trade, or otherwise share your portfolio data with any third parties. Since all data is stored locally on your device, there is no centralized database that could be accessed, hacked, or shared.

3. Data Security

Since all portfolio data is stored locally on your device:

  • Data is protected by your device's built-in security measures
  • No network transmission of sensitive financial information
  • No risk of data breaches on our servers (we don't store your data)
  • You maintain complete control over your data

Important: If you uninstall the App or clear app data, your portfolio information will be permanently deleted from your device. We recommend using the export feature to back up your data regularly.

4. Third-Party Services

4.1 Stock Price APIs

The App fetches stock prices from third-party financial data providers. These providers may have their own privacy policies. The App uses CORS proxies to access these services, but your portfolio data is never shared with them.

4.2 App Store Services

If you purchase a Pro subscription, payment processing is handled by Apple (App Store) or Google (Google Play). We do not have access to your payment information. Please review Apple's and Google's privacy policies for information about how they handle payment data.

5. Subscription Information

If you subscribe to Portfolio On Fire Pro:

  • Subscription status is stored locally on your device
  • We do not have access to your payment information
  • Subscription management is handled through your App Store account
  • We may receive anonymous subscription analytics from the App Store (not linked to your identity)

6. Data Export and Backup

The App allows you to export your portfolio data to JSON format. Exported data files:

  • Are created and stored on your device only
  • Are not automatically uploaded or shared
  • Can be imported back into the App on the same or different device
  • Remain under your complete control

7. Children's Privacy

The App is not intended for use by individuals under the age of 13. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.

8. International Users

The App is designed to work globally. Since all data is stored locally on your device, data residency and international data transfer regulations do not apply. Your data remains on your device regardless of your location.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy in the App and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

10. Your Rights

Since your data is stored locally on your device, you have complete control:

  • Access: All your data is accessible within the App
  • Export: Export your data at any time using the export feature
  • Delete: Delete data by removing stocks or using the "Delete all data" feature
  • Modify: Edit or update your portfolio data at any time

11. Contact Us

If you have any questions about this Privacy Policy, please contact us through the App Store listing contact information.

12. Consent

By using Portfolio On Fire, you consent to this Privacy Policy. If you do not agree with any part of this policy, please do not use the App.

Summary: Portfolio On Fire prioritizes your privacy. All portfolio data is stored locally on your device and never transmitted to our servers. We don't track you, we don't sell your data, and we don't share your information. Your financial data remains private and secure.

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